WHO ARE WE ?


At CEMES Ltd, our customers’ success drives our story. Small business owners bring passion to their business everyday – and so should their lender. For more than 3 years, we have been providing micro- businesses with fast and easy access to the capital they need to grow and prosper. With a blazing fast mobile lending platform that delivers financing at competitive prices, Micro-Cap Holdings has lent Ksh.1Billion to over 27,000 businesses across a Kenya…and we like to think we’re just getting started.

Trust


Trust between CEMES and customers manifests itself through common goals, respect, and fulfillment of commitments to all the stakeholders.

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Efficiency and Effectiveness


CEMES strives for the best service efficiency and effectiveness in achieving the objectives and goals of the organization through embracing changes observed in the markets.

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Making the Difference


CEMES is committed to making the difference in the life of the people at the bottom of pyramid by delivering appropriate and quality products/services

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WHAT WE DO


Revolving Credit


Revolving credit line provides flexible financial arrangement solution to micro-business to access funds at the discretion to meet the business needs. The product is designed for micro-businesses to buy inventory at critical time, manage employees payroll or pay the bills while waiting for payments to arrive from slow customers or business season to boom.

Franchise Financing


Get simple, fast financing for every franchise need with CEMES Ltd, from remodels and new stores to equipment upgrades and working capital. CEMES LTD has worked with franchise owners to provide them with the financing they need to expand their businesses.
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