About Cemes Limited

Who We are?

At Cemes Limited, we understand that businesses exist in a fast paced and ever changing environment that requires flexible everyday solutions. Our products are built on this knowledge; making us your go-to people for quick and easy personal and business cash loans.

Our mobile lending platform allows you to access between 3,000 to 30,000 shillings to cover critical bills such as stock uptake, hospital bills and others. Over the last 4 years we have lent out money to over 100,000 business owners across the country helping them reach their potential at ease by availing cash to them when they needed it most.

70 + Branches

Our Footprint

100000 +

Happy Clients


Money Lent to Business owners

We Specialise on Revolving Credit and Franchise Financing

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what we provide

We focus on financial inter-mediation to the population at the bottom of pyramid with view of enhancing financial inclusion to support individuals and strengthen community institutions as way of fighting poverty.


Quick processing and disbursement.


Between - Weekly repayment plans.


Walk into any of our 73 branches and borrow at any time.

Customer Excellence

A dedicated relationship officer for each client.

No Savings Required

Walk in and get cash.

One Lifetime Loan application

No application needed for return customers.